What is smart capital?
Smart capital is smart debt.
And smart debt is debt that’s less expensive than the cost of opportunity lost.
Here’s What We Do In A Nutshell:
Specific Products and Services Offered:
Accounts Receivable Financing: This service is ideal for companies that have been in business for five or more years. It’s ideal for companies that currently have an existing line of credit with a commercial bank. However, the existing bank line of credit is insufficient to meet the company’s growth and expansion needs going forward.
Conventional Factoring: This service is ideal for start-up businesses, and companies that have been in business for under 5 years. Conventional factoring is ideal for the “non-bankable” company seeking cash flow relief from its major creditworthy customers. Cash can be obtained withing three (3) working days. Inquire Here or Apply here
Interactive Receivable Financing: This service is a flexible accounts receivable lending program that is managed with the sophistication required of factoring. Qualified applicants must demonstrate adequate historical payment trends from its creditworthy customer. Inquire Here or Apply here
Debt Consolidation Factoring: This service is designed to assist the growing company that is currently in default with its bank or other key creditors. This allows Signet Capital to assist in “debt negotiations” until such time all creditors are satisfied. Debt consolidation factoring allows the company to increase cash flow without increasing debt. Inquire Here or Apply here
Maturity Factoring: This service is an immediate source of “ready cash” on pre-approved account debtors of the company. Signet Capital will administer the accounts receivable, however, the cost is tailored to meet the company’s budget. This is ideal for the “low margin” operation. Inquire Here or Apply here
Non-Notification Factoring: This service is exactly the same as conventional factoring except for account debtor notification. The debtor is unaware of the factor. Payments are remitted in the company’s name, and will be directed to the factor’s “lock box” for processing. Inquire Here or Apply here
Post Petition “Chapter 11” Financing: This service is for the company that is presently in Chapter 11 Bankruptcy. Upon court approval, Signet Capital can provide “instant cash” on receivables, combined with instant cash on equity in existing equipment if needed. Inquire Here or Apply here
Medical Industry Financing:
Medical Billing Financing: This service works much the same as factoring or asset-based lending, depending on the complexities related to the medical practitioner’s internal administration and billing procedures.
Retail Industry Financing:
Retail Receipt Financing: This service works much the same as factoring or asset-based lending, depending on the retailer’s length of time in business (minimum one year) and a consistency in monthly sales volume (minimum of $10,000 monthly).
Signet Capital is the sister company to MCG. Combined, both companies are dedicated to the excellence of financing to the business community. Learn more here
TCI Business Capital TCI has been in business for 23 years is A+ rated with the BBB and works with customers all across North America (including Canada) Learn more here
Central Payment is one of the nation’s largest bank card processing institutions. Learn more here